India's BFSI sector endured 2.9 million cyber attacks in 2025, a 2x surge since 2021. MeitY's new Digital Threat Report 2025-26 warns that AI's offensive capabilities are outpacing defenses faster than ever. This means banks and payment platforms face industrial-scale, automated threats that current incident response systems cannot handle.
CERT-In first flagged AI-generated malicious code in an advisory issued back in 2023. The latest report directly ties this earlier concern to the current 2025 cyber attack figures, showing a direct link between AI advancement and attack volume.
The report indicates that the discovery-to-exploit timeline for new vulnerabilities will continue to shrink at machine speed, intensifying pressure on incident response teams. Expect regulators to push for more robust, AI-aware operational frameworks and industry-wide collaboration throughout 2027 to counter these escalating threats.
🇮🇳 Why This Matters for India
For fintech founders in Hyderabad developing new payment rails, this report signals an urgent need to bake AI-native defenses into product architecture from day one, not as an afterthought.
The Take
This report confirms the industrialization of cybercrime, transforming it into a software manufacturing pipeline. Traditional human-led incident response teams are already outmatched, creating a critical and immediate market opportunity for AI-powered defensive solutions.
Source:  MediaNama ↗